New Hampshire Drivers Practice Test 2025 – 400 Free Practice Questions to Pass the Exam

Exchanging name, address, phone number, and insurance information with the other driver is essential after an accident as it ensures that both parties can communicate regarding the incident and any claims that may arise. This information is critical for processing insurance claims, as insurers need to know whom to contact to sort out liability and damages.

In addition, having the other driver's insurance information allows you to file a claim effectively should you need to cover damages or medical costs. This exchange of information is a legal obligation in most states, aimed at ensuring transparency and accountability post-accident.

While date and time of the accident, details about the vehicle, and witness information may also be useful, they do not capture the immediate need for communication between the involved parties regarding personal and insurance details necessary for filing claims and addressing consequences of the accident.